All topics · Step 1: See where you stand

Getting started.

New to money? Start here. See where you stand in a minute, then follow four steps in order.

Free tool

Money check-up

$
$
Rent, bills, food, transport and minimum debt payments.
$
$
$
$
Your net worth

Months of cushion
Left each month
Total debt
Your first move
Open that tool
Want to see every month, not just one?See the Simple Expense Tracker ($3)

Change any number and the result updates. Nothing you type leaves your device.

Remember

Three things to know.

Know your numbers

What comes in, what goes out, what you owe and what you own. The check-up does it in a minute.

Follow the order

Cushion, then expensive debt, then investing. Most mistakes come from doing these out of order.

Start small, start today

Fifty dollars a month beats a perfect plan you never start.

Lessons

20 lessons, 30 seconds each.

One idea per video. Swipe to see them all.

New lessons every week on TikTok, YouTube and Instagram.

Go further

Tools for this topic.

Optional. Everything above stays free. Pay once, download instantly, keep forever.

Free · instant download

The Start Here Kit

A one-month spending tracker and a $1 a day savings challenge. Works in Excel and Google Sheets. Free to share.

Get it free
Questions

Good questions.

I know nothing about money. Is this for me?
Yes. Every lesson is 30 seconds and every word is explained. You don't need any background.
How much money do I need to start?
None. The first step is just knowing your numbers. Saving can start with $10 a week.
My net worth is negative. Is that bad?
It's very common, especially early on or with student loans. What matters is that it goes up over time.
Is this financial advice?
No. It's education: how money works, explained simply. Your situation is yours to decide.