Monthly money plan
Change any number and the result updates. Nothing you type leaves your device.
Three things to know.
Split into three
Needs keep you going. Wants make life good. Future is savings, debt payoff and investing.
Aim for 20% to the future
A common target is 50% needs, 30% wants, 20% future. Any start beats no start.
Pay yourself first
Move the future money out automatically on payday, before you can spend it.
20 lessons, 30 seconds each.
One idea per video. Swipe to see them all.
Tools for this topic.
Optional. Everything above stays free. Pay once, download instantly, keep forever.
Simple Expense Tracker
See where every dollar goes, in 2 minutes a day.
Monthly Money Plan
Every paycheck, planned in 10 minutes a month.
30-Day No-Spend Challenge
Spend nothing extra for 30 days. Keep the money.
The Start Here Kit
A one-month spending tracker and a $1 a day savings challenge. Works in Excel and Google Sheets. Free to share.
Good questions.
My needs are more than 50%. Now what?
Is my phone a need or a want?
My income changes every month.
Where should the future money go?
Myths and mistakes
The money beliefs that quietly cost people the most, and what to do instead.