Last updated: 16 October 2026
Education, not financial advice
Everything on Moneyfold, including the website, calculators, videos, emails and products, is for general education only. It is not financial, investment, tax or legal advice, and it doesn't know your personal situation. We are not a bank, broker or financial adviser. For decisions about your own money, consider speaking to a licensed professional.
No promises about returns
Examples and calculators use simple, average numbers, such as 7% a year, to show how money can grow. They are examples, not promises. Investing carries risk: the value of investments can go down as well as up, and you may get back less than you put in. Past results don't guarantee future returns.
Our numbers and sources
We work hard to source every number and to keep it up to date, and we list our sources. Even so, facts, fees, rules and products change, and mistakes can happen. Please check anything important before you act on it. If you spot a mistake, tell us and we'll fix it.
Buying our products
- What you get: digital downloads (spreadsheets and PDFs), delivered instantly through Gumroad.
- Your license: paid products are for your own personal use. Please don't share, resell or republish them. The free Start Here Kit can be shared freely with friends and family, but not sold.
- Refunds: because products download instantly, sales are usually final. But if a file doesn't work or isn't what we described, email us within 30 days and we'll fix it or refund you.
- Prices are shown in US dollars. Some countries may see a lower price automatically.
Using the website
You're welcome to use and share links to our free tools and lessons. Please don't copy our content, designs or products to publish or sell as your own. We link to other websites to help you, but we don't control them.
Limits
We provide Moneyfold as it is. As far as the law allows, we're not responsible for losses from decisions you make using our content. This doesn't take away any rights you have by law.
Changes and contact
We may update these terms; the date at the top shows the latest version. Questions? Email hello@moneyfold.finance.