Freedom number
Uses the 4% rule: you could take about 4% a year from your investments. A rule of thumb, not a guarantee. Assumes 7% a year on average.
Change any number and the result updates. Nothing you type leaves your device.
Three things to know.
Start early
Time does most of the work. Ten extra years can matter more than a bigger monthly amount.
Keep adding
Every monthly deposit starts its own snowball.
Don't interrupt it
Selling in a panic stops the snowball. Let it roll.
20 lessons, 30 seconds each.
One idea per video. Swipe to see them all.
Tools for this topic.
Optional. Everything above stays free. Pay once, download instantly, keep forever.
Invest Simply
Know what to buy and why. Then let time work.
Savings Challenge Pack
10 challenges from $100 to $10,000. No math.
Monthly Money Plan
Every paycheck, planned in 10 minutes a month.
The Start Here Kit
A one-month spending tracker and a $1 a day savings challenge. Works in Excel and Google Sheets. Free to share.
Good questions.
What is compounding?
Is it too late for me?
What is a freedom number?
Where does the 4% rule come from?
Fees
A 1% fee sounds tiny. Over decades it can take a big slice of your money. See how much.